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Have you lost your Title Deed? Here is our advice!

Jan 19, 2022

Did you know? A title deed is an essential piece of paper that Perth homeowners possess, and when it comes to buying or selling a home, title deeds can make the property conveyancing process smoother and more streamlined.

Are you thinking about selling or buying a home but have lost your title deed? Then read our article on this topic, and get in touch with Essence Conveyancing today.

Firstly, what is a Title Deed?

When you purchase a property, documents are prepared to transfer the property into your name and a Certificate of Title, also known as a title deed, is the legal document that is evidence that you own the property.

An official land ownership record, you can order a copy of a title deed to find current ownership information for any property in Western Australia, even if you don’t own it.

Is it a requirement for me to present a title deed?

If you acquire a home that has had any property transactions during the paper title years, you are likely to have a paper document. If that title is not on the computerised system, then you will still need to produce it to allow us to conduct settlement on your home.

Selling a property? Then you might want to read this.

For those who are in the process of selling their Perth property, you will need to find your title deed before you embark on the property settlement process. It is a requirement within contracts that you hand the title deed to the conveyancer during the settlement process.

I have a mortgage. What does that mean for me?

Lenders will always retain an issue title. If you have a mortgage, you won’t need to supply it.

Getting a title deed reissued

If you need help to reclaim your title deed, you first need to contact Landgate. You should ask them if the title deed was sent to you or your settlement agent. At Essence Conveyancing, this particular point is an alleviated stress for clients because I will conduct the necessary searches and will be able to guide you on this.

Let’s talk property settlements!

Get in touch with Essence Conveyancing and seek our help for your Perth property settlement.

Megan, our Director, is a conveyancing expert who understands the property sales process’s ins and outs and can help streamline the journey. Let’s chat!


Disclaimer: Please note, the contents of this article do not constitute conveyancing advice, are not intended to be a substitute for conveyancing advice and should not be relied upon as such. You should seek conveyancing advice or other professional advice in relation to any particular matters you or your organisation may have. To find out more, please contact us.